Chicago Insurance Attorneys

Chicago Insurance Attorneys

Insurance is an important tool that can provide you with the peace of mind that comes from knowing you’re covering your bases and are prepared for nearly anything – come what may. Unfortunately, those high premiums you pay are no guarantee that your insurance provider will act in good faith in the event you do bring a claim. An experienced Chicago insurance attorney, however, can help you in this situation. 

Your Insurance Coverage

Insurance is expensive but is also an important financial tool that can help protect us against devastating financial loss. All of the following insurance sources can lead to significant insurance disputes that require professional legal counsel:

• Property and casualty insurance
• Liability insurance
• Professional liability insurance
• Director and officer liability insurance

Bring your strongest claim by working closely with a dedicated insurance attorney. 

You Are Owed a Duty of Good Faith

Those pricey insurance premiums you pay ensure that the insurance provider that you purchase from owes you the duty of processing your claim in good faith and in accordance with the law. Insurance companies, however, are for-profit businesses that are driven by profit margins, which means they cut corners where they can. All of the following can enter into the category of bad faith insurance practices:

• If the provider delays or withholds your payment for leverage in negotiations 
• If the provider neglects outright to respond to or acknowledge your communications
• If the provider knowingly misconstrues facts related to your case and/or misconstrues provisions inherent to your policy
• If the provider attempts to settle your claim for less than it is reasonably worth (in the hope that you’ll accept out of desperation)
• If the provider fails to investigate your claim appropriately or uses inappropriate investigations to deny your claim
• If the provider acknowledges an amount that you are owed but fails to pay this amount
• If the provider fails to affirm or deny your coverage within a reasonable time frame after claim submission

Without the payment to which you are entitled, it can be difficult – or even impossible – to repair the property damage (or attend to the other losses) you’ve suffered. 

Leave the Negotiating to Your Practiced Insurance Attorney

The insurance company is well versed at minimizing its payouts, and you’re not likely to get very far without an experienced insurance attorney who is well acquainted with the tactics of insurance companies and is adept at thwarting such efforts. Because there are reputable insurance attorneys that work on a contingency basis and don’t get paid until you obtain a settlement or court award, the fact is that you can afford to have an esteemed insurance attorney on your side.  

Seek the Professional Legal Counsel of an Experienced Chicago Insurance Attorney Today

If you are facing an important insurance claim or dispute, turn to a focused Chicago insurance attorney at Anspach Law Office. Our legal team takes great pride in helping clients like you obtain fair claim resolutions, and we’re here for you, too. For more information, please don’t hesitate to contact us today.