Chicago Fire Loss Lawyer

Fire Loss

The loss caused by fire tends to be immense, and if your family has suffered such a loss, you need professional legal guidance in your corner. Recovering for fire loss is often complicated, but obtaining the compensation to which you are entitled can mean the difference between your family reaching its fullest recovery and not doing so. A dedicated Chicago fire loss attorney can help. 

The Substantial Losses Caused by Fire

A fire doesn’t have to burn your entire home or property to the ground to cause overwhelming damage. In fact, smoke damage can leave your home looking as if it remains intact but can irrevocably damage much of its contents. Some of the major losses associated with fire include:

• The loss of irreplaceable photos and other items of sentimental value (which you very likely cannot recover on)
• Structural damage to the property
• The loss of the property’s contents
• The complete loss of the property

In other words, the losses associated with fire – in addition to the terror involved – are often overwhelming, and you owe it to yourself and to your claim to work closely with an experienced fire loss attorney. 

The Insurance Company

Obtaining the compensation to which you are entitled will come down to negotiations with the insurance company, which is often a tricky process. The insurance company, it is important to note, is in the business of turning a profit, which means it is motivated to pay you as little as it can get away with for the losses you’ve suffered. Some common practices that insurance companies employ toward this end include:

• Making low-ball settlement offers early on that don’t begin to cover the full extent of your losses 
• Alleging that arson was the fire’s cause 
• Failing to investigate within a reasonable time frame
• Denying total loss in spite of abundant relevant evidence
• Violating the terms of the fire insurance policy 
• Putting the policyholder “through the ringer” with endless and repetitive requests for information

While the insurer may pull out these and other tools at its disposal to minimize your payout, it’s important not to become disheartened by the process. Yes, the insurance company can allege that the fire was caused by arson, but the burden of proof is on them – and not on you. You’ve been through a terrible ordeal, and while you attend to recovering from this misfortune, allow your focused fire loss attorney to skillfully advocate for the compensation to which you are entitled and that you need to move past this devastating setback. 

It’s Time to Consult with an Experienced Chicago Fire Loss Attorney

Loss due to fire is especially difficult, and obtaining the compensation that you need is also likely to be arduous. The accomplished Chicago fire loss legal team at Anspach Law Office has impressive experience guiding cases like yours toward just resolutions that consistently support our clients’ rights and best interests. We’re on your side, so please don’t hesitate to contact us for more information about how we can help you today. 

FAQs about Fire Loss Claims in Illinois