Nothing in life is expected. When an accident occurs, you want to know that you are protected. Home damages, auto accidents, personal injuries, and other unforeseen events can occur at any time, especially in Chicago. Having insurance to support you can help alleviate some of the financial stress that comes with those happenings. However, it’s not always easy to know where to start in filing an insurance claim. Insurance companies are notable for being difficult to navigate, and having someone who understands the field deeply to guide you through the process could be beneficial. If you have experienced an unexpected issue that requires insurance aid or if you are undergoing an insurance dispute, speaking with a Chicago insurance lawyer may be your next step.
When trying to file an insurance claim, it’s important to understand the different types of claims you may take out. The two broad categories of insurance claims fall under first-party claims and third-party claims.
A first-party claim is when you are filing a claim against your own insurance policy. Common instances in which you may consider doing so include but are not limited to life insurance, property damage, theft, and disability insurance claims.
A third-party claim, on the other hand, is when a person takes out a claim on another individual’s personal insurance policy. These are commonly seen where an accident occurred outside of your own fault. Such include but are not limited to workplace injuries, auto accidents, and negligent property damage.
Whatever the type of claim you seek to take out, the entire claims process can be financially and emotionally tolling. A Chicago insurance lawyer can support you throughout the entire insurance process and make sure you’re on the right track towards recovery.
An experienced insurance lawyer in Chicago can manage a variety of types of insurance claims. They can function in a multitude of ways throughout the entire claims process. In the early stages of a claim, an insurance lawyer may assist you in reviewing your case and devising a strategy to help you reach your end goal. They can then help you contact the insurance company and file an official claim while preventing any potential self-incrimination. Every step of the way, your Chicago insurance lawyer may handle communication and negotiations associated with your active claim and represent you in civil court if necessary. Further, once your insurance has made a decision, the lawyer can help review the outcome for fairness. If a denial was received, further steps may be taken to be unfair.
If you’re ready to file an insurance claim but don’t know where to begin, reach out to your local Chicago insurance lawyer. Anspach Law Office combines experience with compassion to advocate for all our clients to guide them toward the outcome they deserve. To request an appointment and kickstart your insurance claim with a Chicago insurance lawyer, contact us today