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Chicago Insurance Claim Attorneys

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Chicago Insurance Claim Attorneys

Insurance is a necessary part of our adult lives, and most people have a variety of insurance policies at any given time. While it is preferable to never have to use your insurance coverage, there will likely come a time when you need to file one or more claims with your insurer. 

You might assume that your insurance company is ready to pay your claim in a timely manner – after all, you pay your premiums on time. Unfortunately, many people run into obstacles, including delays or denials, during the claim process. 

If you need assistance filing a claim or appealing a denial, contact Chicago insurance claim attorneys you can trust as soon as possible. 

Types of Insurance Claims

Many insurance claims are necessary for your financial future, though they can be difficult to navigate. Some common insurance claims that we assist with include:

  • Storm loss
  • Fire loss
  • Auto damage
  • Other property damage
  • Life insurance

Whether your home sustained damage in a storm, your loved one passed away, or you need car repairs following a crash, getting the insurance benefits you need are critical to cover your losses. 

Common Insurance Claim Challenges

You might be surprised when you hit a wall in your insurance claim, but it is important to remember that insurance companies are businesses. This means that earning profits is the priority – even over the well-being of policyholders. Companies can increase profits by limiting the amount they pay out on claims. 

For this reason, insurance adjusters often aim to minimize settlements as much as possible. This can mean:

  • They will investigate your claim to find any inconsistencies or inaccuracies 
  • They might challenge the validity of your claim
  • They might state your policy does not cover the damage or losses claimed
  • They might make multiple requests or create other frustrating delays to see if you might drop the claim
  • They might offer an insultingly low amount in hopes you will accept much less than you deserve
  • They might issue a full denial of your claim

Insurance adjusters use many tactics to frustrate claimants or gain information that they can use against the claim. It is always wise to minimize your communications with adjusters to avoid unnecessary complications and allow your insurance claims attorney to handle the entire process from the start. 

Further, it is never a good idea to accept a settlement offer before consulting with a lawyer. These offers are often far lower than you need, and accepting an amount will prevent you from obtaining the rest of your financial recovery in the future. 

How a Chicago Insurance Claims Attorney Can Help

The right attorney can:

  • Communicate with adjusters to avoid delays or misunderstandings
  • Advise what to do or not do during the claim process
  • Review settlement offers and advise you whether one is insufficient
  • File a lawsuit or bad faith claim against the insurer when needed

Discuss Your Options with a Chicago Insurance Claim Attorney Today

If you need help with any type of insurance claim, look no further than Anspach Law Office. We help clients throughout the Chicago area, and we can seek the full insurance settlement you deserve. Contact us for a free consultation today.

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